Yakezie Carnival – October 2, 2011 Welcome Fall Edition

Fall is a wonderful time of year here in the midwest.  October and November sport crisp, crystal clear blue skys.  Trees shade from green to rust to red to flaming orange and finally to brown.  Grass greens up and the air is cool and refreshing.

I am the lucky blog that gets to host the Yakezie Carnival this first week of October.  Please take a look at all the great personal finance and lifestyle reads and enjoy my medley of fall pictures and quotes!

Thanks for stopping by!

Way to the Future

Image: bela_kiefer / FreeDigitalPhotos.net

Tax Brackets: How To Choose The Right Filing Status – This article provides a guide to choosing the right filing status for your tax return.

Tax Codes: Tax Codes and Your Personal Allowance – Each year you can earn a certain amount tax free. This post shows how your tax code is affected by your tax code.

Darwin’s Money: This Investment Pays 100:1 – Timing is the Issue – Here’s the investment of a lifetime – low risk and a 100:1 return. The question is whether you can time it right.

Faith and Finance: 12 Seasonal Jobs for This Holiday – With the holidays around the corner, you might find a few extra job opportunities if you look hard enough. Be prepared and get some good ideas with these suggestions.

Exotic Pumpkins
For man, autumn is a time of harvest, of gathering together.  For nature, it is a time of sowing, of scattering abroad.  ~Edwin Way Teale

Image: Tina Phillips / FreeDigitalPhotos.net

Financial Success for Young Adults: Would QE3 Make Stock Prices Go Up? – Economics can make you money, if you know what to look for. See what is expected to happen when the Fed starts Operation Twist.

Saving Money Today: ING Direct Orange Savings Review – Four reasons why you should open an ING online savings account today.

The College Investor: Are Your Savings Bonds Still Paying You Interest? – If you got savings bonds as a child, are they still paying you interest?

krantcents: How I Cut My Expenses? – My approach to cutting my expenses. I want the same product or service for less.

Image: Evgeni Dinev / FreeDigitalPhotos.net

Invest It Wisely: Apple Picking – Apple picking can illustrate three important life and financial lessons.

Daily Money Shot: Daily Money Shot presents “Pimp My Blog” – A (hypothetical) show devoted to making blogs even more stylin’

20’s Finances: Say Goodbye to the University Meal Plan – Saving money in college is a necessity for anyone wanting to stay debt-free. Learn how to save money by getting rid of the university meal plan.

Master the Art of Saving: Ways to Track Your Spending & How (and why) I Track My Spending – Discussing the benefits of tracking spending as well as some simple ways to do it. Also, I share how I track my spending and my reasons for doing so.

Autumn is a second spring when every leaf is a flower.  ~Albert Camus

Image: graur codrin / FreeDigitalPhotos.net

Money Cone: Using PayPal to Send Money? The Deal Just Got Sweeter – What if I told you you can send money via Paypal, fund it with a credit card yet not get charged any fees by either the credit card company or PayPal and actually earn cash back on your PayPal payment?

Prairie Eco Thrifter: Go Green at Work – Many people find it relatively easy to implement green living strategies at home but wonder how they can make the same positive changes in their workplace. Many of the same sustainable lifestyle changes that work in the home can be incorporated successfully into most workplaces.

Living in Financial Excellence: Funny Money Magic Tricks: The Hand is Quicker than the Eye – Real money management and debt reduction isn’t magic. There are no magic pills,potions,tricks or other gimmicks that will ever make you rich. As much as we like to think there’s a quicker way,the wealth fairy isn’t going to come deliver millions of dollars just because you wished for it.

Live Real, Now: The Things That Bring You Here – I’ve been walking though my analytics data. Some of the results are interesting.

Autumn Bucks County PA Country Road with fence
Bittersweet October.  The mellow, messy, leaf-kicking, perfect pause between the opposing miseries of summer and winter.  ~Carol Bishop Hipps

Image: Julie A. Wenskoski / FreeDigitalPhotos.net

Mainstream Mom: Get Out of Debt with the Help of Debt Eye – I had a chance to check out a new program called Debteye. I wanted to find out more about how their program worked, and how it’s different from other debt relief companies out there. I had a chance to speak with Kevin Yu, who is one of the co-founders of Debteye.

Frugal Confessions: Grocery Store Secrets from Industry Experts – I caught a very interesting documentary on CNBC the other day called “Supermarkets Inc.: Inside a $500 Billion Money Machine”. It featured industry experts who offered an insight on some of the tactics retailers are using to get us to come home from the grocery store with more products than we had intended, and having spent more money than we had budgeted.

Financially Consumed: Rationalising The Spend Or Save Dilemma – Spend or save? We often wrestle with this decision in our household. While it’s clear that we need to forgo some consumption today to fund our retirement goals, deciding exactly how much to sacrifice is no easy task.

Investorz Blog: How I Lost 10% of My Investment Portfolio in 3 Months, and What you Can Learn From my Loss – We all lose money when investing. That’s a fact. No one can win every single time. But as the saying goes “when you lose, don’t lose the lesson”. Here’s how I lose 10% of my portfolio in 3 months, and what you can learn from my loss.

Misty Lake
A woodland in full color is awesome as a forest fire, in magnitude at least, but a single tree is like a dancing tongue of flame to warm the heart.  ~Hal Borland

Image: Nick Coombs / FreeDigitalPhotos.net

Sustainable PF: Smart Baby Stuff Purchases – We had to buy a lot of “essential” gear for our first child (expected in a week!) and hopefully we made the healthiest and most financially prudent choices.

Funancials: The Double Standard Of Car Buying – We see nice cars as a poor investment; but do we view poor car-owners as wise investors?

Smart Family Finance: Is Your Food Budget Too Lavish? Here’s One Way to Tell? – Tapping into government statistics, Smart Family Finance compiles a number of thrifty and spend thrift meals plans broken down into a monthly expense. Where will your family food budget fall in comparison to national family averages?

Sustainable Personal Finance: Does Your Spending Match Your Values? – As you consider what sort of person you are, and the kinds of things you value, it can help to look at your spending as well. You may not realize it, but your spending reflects what you truly value.

How beautifully leaves grow old.  How full of light and color are their last days.  ~John Burroughs

Image: FreeDigitalPhotos.net

Money Q&A: Can I Write A Letter Explaining My Bad Credit To An Employer? – If you have a good reason for your bad credit, you can include a personal statement in your credit report to future employers and lenders explaining yourself and your extenuating circumstances.

Smart on Money: Are You Seriously Committed to Saving, – In the current economic climate, luxuries of years past have been stripped away, such as two cars in the garage, constantly updated wardrobes, and state-of-the-art technology. But relatively speaking, are these really sacrifices, and do we remain tasked with having to sacrifice much more in order to survive impending economic calamity?

Money Beagle: Jumping On The Re-Finance Bandwagon – Until I saw the absurdly low rates, I didn’t believe I would qualify for a re-finance. But I just might, and it could save us bundles!

Investor Junkie: optionsXpress Promotional Code – optionsXpress currently has multiple bonuses (see optionsXpress review), but their primary promotion is getting $100 when you sign up.

River Rapid
October’s poplars are flaming torches lighting the way to winter.  ~Nova Bair

Image: Evgeni Dinev / FreeDigitalPhotos.net

ChristianPF: Are you wasting money on food? – According to an October 2010 report from the United States Department of Labor, the average couple spends $424 each month on food. My wife and I spend around $100 each month. Here’s how!

Free Money Wisdom: 5 Wise Ways to Save Money – We’d all like a few more dollars in our pocket every month. But making cutbacks in your budget doesn’t have to be as difficult as you might think – and it could make all the difference to the shape of your finances.
Here are five wise ways you could save money.

Personal Finance Whiz: The Average Cost of Food Per Month for One Person Is Surprising! – When I was in college, my entire food budget was $25 per week (yeah Ramen noodles!) Come to find out, I was practically starving to death compared to what the USDA recommends.

Stock Market Basics: Gold Stocks List – If you are trying to buy gold from stock market then there are some gold stocks that you must own which are good and have given awesome returns this year.

Autumn Gate
Image: Evgeni Dinev / FreeDigitalPhotos.net

My University Money: Simplifying the Tax Code – Band aid solutions are never good, and they shouldn’t be used on our tax codes.

Buck Inspire: Metro Stranger Danger, Review Your Documents – After a strange encounter at the Metro station, I was reminded to be more diligent when reviewing documents to sign because it may come back to haunt me.

Control Your Cash: Warren Buffett is a Hypocrite – Amassing wealth doesn’t make you an authority of every subject.

Bucksome Boomer: Make the Most Out of Your Conference Experience – Use these tips for conferences (pre, during and post) to get the most out of your attendance.

Girl Halloween Witch
No spring nor summer beauty hath such grace
As I have seen in one autumnal face.
~John Donne

Financial Makeover Guide: The Advantages of Student Debit Cards – We all know how the big credit card companies like to target college students. In this article we discuss the advantages of giving your college age student a pre-loaded debit card.

Money Reasons: Why I Got An American Express Blue Cash Card – I’ve been a loyal fan of the citi reward cards for years, but the American Express Blue Cash Card has made me switch teams! Hello American Express Blue Cash!!

DollarVersity: If You Don’t Think Like Me You Are An Idiot – If you read blogs, especially about personal finance, many people are of the “my way or the highway” belief. Screw them, and the horse they rode in on! No one is all knowing or so smart that their way is beyond questioning.

Accountant By Day: How does a billionaire pay less tax than his secretary? – Article discussing how a situation can arise where a billionaire has a lower effective tax rate than “ordinary folks”

Autumn Letchworth Park Gennesee River Gorge

Little House: A Budget Recipe – A creative post on budgeting with a splash of tongue-in-cheek.

Watson Inc: Should You Pay-off the House? – Housing is one of the biggest expenses most of us have. Making the quality decision to greatly diminish one’s living expenses through owning a home outright can have reverberations throughout your entire financial world.

Financial Money Spot: What I Learned as a Financial Advisor – I was in the financial services industry for about nine years and now I am on a mission to provide the knowledge I learned to the public. After helping people with their money, I understand virtually every aspect of financial planning and I want to help people do it themselves!

My Personal Finance Journey: How Checking Your Credit Report Can Stop Identity Theft – Identity theft is becoming alarmingly commonplace in today’s society. However, what if there was something you could do to help protect yourself from this fate? This post describes how you can check your credit report for FREE, and by doing so, prevent identity theft from happening.


Help Me To Save: Take Our Cut Spending by 10% Challenge – Lots of tips on how you can cut your spending by 10%. Unless you are already living frugally I reckon you can save some serious money without too much impact on your lifestyle.

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