Carnival of Money Pros Easter 2013 Edition

Happy Easter!


He is Risen!








For your reading pleasure, here are this week’s submissions to the Carnival of Money Pros.

Emily @ Evolving Personal Finance writes How to Spend Less When Attending Out-of-Town Weddings – I list all the strategies we use to spend less money when we attend out-of-town weddings. We have really pulled off some frugal trips!

Jacob L @ Cash Cow Couple writes 22 Things I Won’t Pay For – I think my ability to save money is a valuable asset. I also think that my friends and family would benefit from a little shot of Cash Cow frugality. So I’ve put together this list of things that I DO NOT spend money on.

Martin @ Studenomics writes Warning Alert : Real Estate Horror Stories That You Can Learn From – Are you on track to make these real estate mistakes?

Robert @ The College Investor writes Better Know a Young Millionaire Investor – Elle Kaplan – I’d like to introduce Elle Kaplan, CEO and Founding Partner of Lexion Capital Management. You can also see Elle’s other works, including her speaking seminars, at her personal website, You can also follow her on Twitter at @ElleKaplan.

Marie at Family Money Values @ Family Money Values writes Six Ways to Become a Millionaire – You can make a million! Here are 6 different strategies.

Robert @ My Multiple Incomes writes How Much is Too Much? Entrepreneurship, Life, Finding Balance – I got a taste of building multiple income streams, and let me tell you, it tasted good. So good… And I knew I wanted more. MORE! I knew that this was a way to be free. So I started building, and I started developing my income streams.

Robert @ Entrepreneurship Life writes Does Your Business Have a Mobile Strategy? – With the emergence of smart phones and mobile commerce, it is important that your business takes steps to have a mobile friendly website.

Robert @ Kids Ain’t Cheap writes The Family Easter Tree – One of the decorations that my husband’s family introduced me to many years ago though was the Easter tree.

Lance @ Money Life and More writes Best Credit Card Sign Up Bonuses – March 2013 – Sign up bonuses are one of the most lucrative ways to rack up credit card rewards quickly. There are currently some great credit card sign up bonus offers and I have used a couple of them myself. Basically you have to sign up for a credit card with a bonus and meet the various requirements within a time limit to get the bonus. There are no affiliate links in this post so you know these are some of the best deals out there.

Roger Wohlner @ The Chicago Financial Planner writes Am I on Track for Retirement? – Are you on track to a comfortable retirement? It is essential that Baby Boomers and others approaching retirement address this issue.

BARBARA FRIEDBERG @ Barbara Friedberg Personal Finance writes WHAT TO DO NOW THAT THE MARKETS ARE PEAKING – Markets are at record levels. Stock and bond investing tips for the current market.

Suba @ Broke Professionals writes Does Good Customer Service Still Exist? – Good customer service isn’t a thing of the past: I’ve found three American companies that are doing an amazing job of helping their customers.

Mike @ Personal Finance Journey writes Striking it rich by being lucky or doing it hard? – Can wealth be created through luck? Hard work? Can you strike it rich?

Tony @ We Only Do This Once writes 7 Ways to Avoid Using Credit – Credit cards have not been around for very long. Our close relatives managed to do just fine without them. We can do the same by living within our means, spending less than we earn, and not using credit.

CT @ Cashtastrophe writes Why Infomercials Are the Best Things on TV – How to Avoid a Cashtastrophe – Save more, spend less, and live a good life

Evan @ My Journey to Millions writes Don’t Be a Jerk: Get Life Insurance If You’re Raising Children – Obviously, it is true that there are some people who can’t afford life insurance, but at the prices I received I will only buy that if you don’t do any of the following:

Hank @ Money Q&A writes Trick Yourself Into Saving Money With These Seven Sneaky Ways – Saving money isn’t easy. Sometimes you have to trick yourself into saving money if you want to get it done. You have to take your brain out of the equation.

Amanda L Grossman @ Frugal Confessions writes 5 Frugal Activities for Springtime – Both the warmth and my sinuses have alerted me to the fact that spring has returned.

SBB @ Simple Budget Blog writes What Type of Budgeter Are You? – Are you a improviser, a preparer, or a lingerer when it comes to budgets? Here are the pros and cons of each type of budgeter. Find out how you budget.

Ted Jenkin @ Your Smart Money Moves writes The Biggest Stock Option Mistake You Can Make – I worked for a Fortune 100 company for over 15 years.

Luke @ Learn Bonds writes Best High Yield Bond Funds for 2013 and Beyond – Our top picks for the best high yield bond funds for 2013 and beyond. Before choosing any bond fund read free bond fund ratings.

Roger the Amateur Financier @ The Amateur Financier writes Book Review – Fired to Hired – Chances are, you’ve been unemployed (or underemployed) at some point in your life.

LaTisha @ Young Finances writes How To Qualify for a Mortgage as a Young Adult – Getting your credit in order, making an appointment with a lender, finding a home, and gathering your documents are all steps to buying your first home as a young adult.

Sam @ Simplefinancialfreedom writes Managing Your Personal Finances – Whether you are trying to save up for that dream holiday or a flashy new car, or you just want to watch what you are spending because you are feeling the pinch

A Blinkin @ Funancials writes 2 Irrelevant Reasons To Buy And Sell Stocks – There are thousands of reasons why people should invest in stocks and thousands of reasons why people shouldn’t invest in stocks. But, 2 “reasons” that I have heard recently are actually irrelevant and should not determine whether or not you invest in stocks. If you want to buy, buy. If you want to sell, sell.

Crystal @ Married (with Debt) writes Fact or Fiction: Everything’s Old That’s New Again – There’s an old saying that everything’s old that’s new again. Does this hold true for your possessions?

Steven @ MyDividendStocks writes Income from Perpetual Dividend Raisers – When you buy a stock in a company, you become a partial owner of its assets and profits. There are certain caveats to being a partial owner through a stock, but in general a stockholder is entitled to a share in the profits of a company. Dividends are one way in which a company management or board of directors can share the profits with the stockholders of a company.

Thomas @ Journey Scout writes Don’t Spend the Earth on Hotels – We’re all feeling the pinch at the moment, but its vital you go on holiday just to keep your sanity. Well the least you can do is save on the hotel cost, its a start, and heres how.

John @ Imperative Travel writes Everyone Hates Insurance Companies…How to Pay them Less – For all those sick of spending a fortune on insurance, heres how to save some money on it for a change.

Simon @ Camp Travel Adventure writes Learn How to Finance ALL your Travel Plans – We would all love to go travelling and not worry about money, here’s a few tips to help you get there

Tushar @ Start Investing Money writes How Complex Should Your Portfolio Be? – Some people seem to think their investment portfolio isn’t doing the job unless and until it becomes highly complex in nature.

Marvin @ Brick By Brick Investing writes How Poker Made Me A Better Investor – A detailed comparison between the principles of poker and investing, particularly how they made me a better investor.

Jerry @ writes How to Dispute Mistakes on Your Credit Report – Latest estimates show that as many as 80% of consumers have mistakes on their credit report. I delve into how to find and dispute these mistakes with the credit bureaus.

IMB @ Investing Money writes Investing Money the Safe Way – With the stock market at near-record high levels, I’ve had numerous questions and doubts for the future production of the stock market. While everyone wants to see a growing economy and investment fund balance, no one wants to set themselves up for a huge drop in assets thanks to hype over a mediocre economy.

Shredding Debt @ Shredding Debt writes Better to Be a Debtor than a Saver in Cyprus – Better to be a Debtor than a Saver in Cyprus March 18, 2013 by JT · Leave a Comment I learned about the news coming out of Cyprus last evening and was in total shock. Even if the consensus is that a significant portion of the savings in Cyprus banks belongs to money laundering Russians, the fact that a government would just confiscate wealth like that is something I never thought I would see in my lifetime.

Peter @ Bible Money Matters writes Are Big Banks Now Engaging in Payday Lending? – Today I was reading in the Washington Post that quite a few traditional big banks are now engaging in similar practices, and have essentially added on payday lending as an option, even if it isn’t under that name. Apparently they couldn’t resist the easy money.

Jason @ Live Real Now writes Make Extra Money, Part 6.5: Why I Do It The Way I Do It – Several people have asked me to explain why I use the plugins and settings I use. In this installment of the Make Extra Money series, I’m going to explain every choice I recommended last time.

Crystal @ Budgeting in the Fun Stuff writes Free Stuff for Your Birthday – Woot! – I take the time to sign up for birthday freebies so that I can spend my birthday month being lavished with lovely perks and gifts from my favorite retailers

Everything Finance @ Everything Finance Blog writes 6 Ways to Teach Your Kids All about Money – There are opportunities to teach children about money every single day. Whether we take them with us into the bank or let them push some buttons at the ATM, they can learn simply by doing. If you are looking for more ideas, check out the 6 below.

Brent @ PersonalFinance-Tips writes 6 Things To Consider When It Comes To Property Insurance – Property insurance has become a necessity from luxury. Shopping for property insurance is nagging and challenging. If you want to protect your home from any future danger or disaster, you should take home insurance which covers your valuable possessions.

Jester @ The Ultimate Juggle writes Life Decisions That Can Affect Your Finances – As a young family, my wife and I have learned that life can be quite busy. Trying to accomplish everything (school, work, side business, social life) at once can be overwhelming. This is why many people focus on their 9-to-5 jobs and go home to watch T.V. The stress is just too much to handle.

Jon the Saver @ Free Money Wisdom writes Three Reasons to Consider Investing in Silver – Here are three fantastic reasons to invest in silver if you are still waiting to make up your mind. Find what why everyone else is putting their money in this metal!

Miss T. @ Prairie Eco Thrifter writes How to Manage Different Investment Risk Tolerances Between Spouses – After 40+ years of marriage, my spouse and I have come to acknowledge that one of us is more of a financial risk taker than the other. Understanding this fact helps us live with each other’s opinions on how and in what we should invest. Here are some suggestions to help you do the same.

Bryan @ Gajizmo writes Trading In A Car – Summer marks one of the most popular times of the year for Americans to buy new cars. If you are thinking about trading in your current car for a new one soon, it will do you some good to read this article and learn some of the strategies for getting the highest value out of your trade-in.

SFB @ Simple Finance Blog writes It’s Never too Soon to Acknowledge Your Mortality – If you are a baby boomer, estate planning should be on your radar. Even if you aren’t, it should! As the old saying goes, (There’s nothing sure in life but death and taxes.)

William @ Quote Me A Price writes How to Sell Your Annuity Payments – In the long run, annuity payments can provide a reliable and stable source of income. However, many annuities will be paid over a considerable amount of time, such as lifetime payments, which can go a long way toward providing for those with limited income potential.

MMD @ My Money Design writes Who is the Best IRA Provider When You Don’t Have Much Money to Open an Account? – Where can you find the best IRA provider without having to open an account with thousands of dollars? There are lots of good options to choose from ranging from safe to risky. This post will tell you where.

MMD @ IRA vs 401k Central writes Getting to Know the 401k Rules of Your Employer Retirement Plan – Getting to know your 401k rules isn’t difficult. By just understanding the basics, you can grow your money tax free and get free money from your employer.

Kyle @ The Penny Hoarder writes The Secret to Making Money on YouTube – I have a confession to make: Somewhere between me typing the title of this post and actually typing the post itself, I became engrossed in a few funny animal videos on YouTube….and effectively lost those 5-10 minutes of my life. But boy, did I laugh–and I’m not the only one.

Ashley @ Money Talks Coaching writes I Wish Saving Money Was A Social Event – I bought something on Amazon the other day and when I was done checking out Amazon asked me if I would like to post on Facebook about my recent purchase.

Wayne @ Young Family Finance writes Important Tips for Buying a Home – Looking into buying a new home for you or your family? There are important things you need to consider. Read on for the best tips.

Michelle @ The Shop My Closet Project writes Planning a YOLO Summer for a fraction of the price – YOLO Summer means (You only live once)! Read how I’m going to make this happen for me this summer.

Don @ MoneySmartGuides writes Thinking About Changing Careers – Are you thinking about changing careers? The read my experience and history on this plan of attack.

Kevin @ Passiveincometoretire writes Why Real Estate is the Best Passive Earner – Real estate is one of those things that will continue to rise in prices as long as our population keeps on increasing. More people mean more requirements for space to live, which will naturally increase the prices of real estate for the foreseeable future.

Jon Haver @ Pay My Student Loans writes Student Loans – 4 Smart Steps To Take Before Attending School – This application helps determine what sort of federal financial aid, grants or loans you might be eligible for. Using the information you enter, the Department of Education calculates your Expected Family Contribution (EFC) and then shares it with the educational institution(s) of your choice, who then formulates a sort of “personal budget” for you by compiling the costs of tuition, fees, books, program charges and other necessary expenses for the school year for which you applied.

Corey @ 20s Finances writes What’s the Average Easter Budget? – Millions of Americans will be celebrating Easter with their wallets doing a great deal of heavy lifting, but what’s the average Easter budget?

krantcents @ KrantCents writes I am Wealthy, so What? – I was reading The Millionaire Next Door again and found out that I am wealthy! The authors offer a calculation to determine if you are wealthy, just multiply your age times your realized pretax annual household income from all sources except inheritances. Divide by ten.

Little House @ Little House in the Valley writes Being Efficient Can Equate to Success – Successful people share similar qualities that have allowed them to achieve and maintain success; dedication, perseverance, and efficiency. And though dedication and perseverance are important, being efficient is a trait that’s often overlooked.

Jacob @ AllPersonalFinance writes What Investment Style is Right for You – Investment is done for one goal only, to grow your money without undue risk. However, there is no single investment style that can be followed by everyone. Everyone has different requirements and temperament, so their investment style or philosophy will differ from one another.

Maria @ The Money Principle writes Buying a car on a low budget – Buying a car doesn’t have to ‘break the bank’; you just need a bit of ingenuity, research and asking sound questions.

Lazy Man @ Lazy Man and Money writes The Money Start-Up: Development Decisions Lead to Big Savings (Part 2) – he key takeaway here is that is where it would once cost a lot of money to start-up a software company, today there are some fabulous tools out there that greatly reduce the financial barrier the entry. I don’t know if it is possible for me to overstate the impact they will likely have.

Kevin @ writes College University Scholarship Search Engine – Free Money for Education. Use our Scholarship Search Engine to find a scholarship! The Top 5 Places to Find Great Scholarships We learned how to find

Lauren @ L Bee and the Money Tree writes What it Means to Finish Something – It’s so inspiring when people accomplish their goals: losing weight, hitting a zero balance, or getting a promotion. Yet, what does it really mean when we finish something?

Investor Junkie @ Investor Junkie writes Inflation Is a Hidden Tax – What Can You Do about It? – When it comes to seeking refuge from taxes, we look for a combination of tax-free and tax-deferred investment vehicles. But in dealing with inflation we must take an entirely different approach. We have to develop a specific asset mix that will allow our investments to grow at a rate that is greater than inflation over the long run.

DPF @ Digital Personal Finance writes Free is Good – So Use Your Library! – We all like free things, right? In that case, we should take the time to explore our local library – as this post discusses.

MR @ Money Reasons writes Retirement Rich But Life Poor? – Is it smarter to saving and invest in a regular brokerage account or save for retirement in vehicles that are not to be touched until many years later? Is it better to live now or live when you are old?

Daniel @ Sweating the Big Stuff writes High School Students Can’t Make Financial Decisions About College – High schools are not equipped to make financial decisions about college. Parents need to take active roles during this crucial decision making process.

Paul Vachon @ The Frugal Toad writes 5 Frugal Ways to Celebrate – Looking forward to celebrating that birthday or special event with friends and family? Are you worried that your budget will make it difficult to plan a memorable celebration? By thinking out of the box and using items you already have, you can create lasting memories without breaking the bank.

Glen @ Monster Piggy Bank @ Monster Piggy Bank writes How to Consolidate Debt – Learn about debt consolidation and how it could improve your finances

Darwin @ Darwin’s Money writes Here’s Everything I’ve Done with my Money by NOT Having an Emergency Fund – The conventional wisdom is we all need to build an emergency fund of 6 months or more, right? WRONG. See all the great moves I’ve made with the money I DIDN’T have sitting in a bank.

Lynn @ Wallet Blog writes “For Me, For You, For Later”: Financial Foundations from Elmo and Friends – “Fortunately, someone has come to the rescue of our next generation, encouraging them to “spend, save, and share” the money they earn. Who is this economic powerhouse preaching to our kids? Elmo, of course.”

CAPI @ Creating a Passive Income writes Popular Ways of Earning Passive Income – So you’ve decided to set up a passive income! Now you need some ways to earn. Read on for five popular and effective ways and how they could work for you.

Christina @ MyLifeInsuranceQuotes101 writes Types of Life Insurance – Buying the right type of life insurance is just as important as buying life insurance altogether. This article focuses on the different considerations for every stage of your life, as well as a brief comparison of the different types of life insurance – term, whole, universal, and variable – to help you find the right kind and amount of coverage.

harry campbell @ Your PF Pro writes Save Time and Money When Traveling Through Airports – Maybe I haven’t traveled in a while but when did airports become such a rip-off? Just this month, I’ve traveled over 7,000 miles on 3 round trips with another trip to Philadelphia scheduled for next week and everywhere I go I can’t believe how expensive things are.

Arnel Ariate @ Money Soldiers writes 6 Steps to a Successful Product Launch – If you want to make sure that your new product launches are a success, follow these six steps. Launching a brand new product or service can be a very exciting and productive time for your company as long as it is done correctly.

Charles @ Wallet Hub writes Types of Mortgages: The Tried-and-True and the Ones to Avoid – Teaser rates, introductory one-time offers and exhortations to “Act Now!” can overwhelm you, so let’s cut through all the lingo and simplify things into two general camps: the mortgages known as standard fare, and the more complicated products that merit closer scrutiny.

John S @ Frugal Rules writes Is it Time to Get Out of the Stock Market? – There has been a lot of talk lately about the stock market with its “historic” highs and what investors should do. This is a great time to remember to stick to your investment plan and not give in to fear.

Jon @ Novel Investor writes How To File A Federal Tax Extension – If you won’t finish your tax return by the deadline, find out how to file for a federal tax extension online and get an extra six months.

FMF @ Free Money Finance writes The Many College-Related Decisions – College is on my mind a lot these days. Several of my friends have kids in college or just entering, and my own children are a few years away from going to college.

Mr.CBB @ Canadian Budget Binder writes Open Houses and Nosey Neighbours, Are they Worth It? – Open houses are visited by nosey neighbours but is that really helping you to sell your house? Find out what else you need to do when you have an open house to protect your belongings.

Grayson @ Debt Roundup writes My Greatest Childhood Money Lesson – We all have learned lessons from your parents, whether they be good or bad. My parents taught me young about working hard for something that you want. Little did I know that a video game lesson would be my greatest childhood money lesson.

KK @ Student Debt Survivor writes Want to Borrow $120k at Age 18? Sign on the Dotted Line – When was the last time you gave an 18 year old $120,000? If you had $120k saved would you give it to your 18 year old son or daughter and tell them to have a good time spending it? I sure wouldn’t. But strangely, that’s exactly what student loan companies offering when our kids when they enroll in college.

Buck Inspire @ Buck Inspire writes Check Your Bills – Even though most bills are now computerized and payments can be automated, mistakes can happen. Don’t throw hard earned money away and remember to check your bills.

Michelle @ Making Sense of Cents writes How to Transition Back into the Workforce After a Long Period of Unemployment – Recently, a reader said that while my blog is helpful, that she would rather me have more tips and posts on those who have had a long period of unemployment. Then all of a sudden I received an e-mail from One Smart Dollar who said that they wanted to guest post and had some general ideas for a topic. What was one of those topics? It was THIS ONE! What great timing right?

Mike Collins @ Wealthy Turtle writes Is the Costco Membership Fee a Bargain or a Scam? – At $55 a year, it the Costco membership fee a bargain for savvy shoppers or a scam for suckers who don’t know any better?

Jason Hull @ Hull Financial Planning writes Scheduling a MRI at the VA Hospital – This article documents my experinces in enrolling in the Veterans Administration healthcare system and going to the VA hospital in Fort Worth, Texas to get a MRI. It helps veterans who have both private health insurance and are eligible for VA healthcare to determine if they should use VA services.

Philip @ PT Money writes 5 Pills of Debt Advice from The Matrix – Even if you’re not a fan of the movie The Matrix, the tips in this guest post from Ben Edwards can still assist you in your pursuit to overcome debt and pursue that freedom that sometimes seems so elusive.

Jessica Moorhouse @ Mo’ Money Mo’ Houses writes Thailand Trip – Last Days in Thailand – Thinking of going to Thailand for a month? Well here’s how much it’ll cost you. You may be surprised how affordable it really is!

Glen Craig @ Free From Broke writes Unsexy Personal Finance: 6 Things You Need to Take Care Of – It’s too bad personal finance isn’t sexy, right? But some things need to be taken care of. See 6 unsexy personal finance items you need to get to.

26 thoughts on “Carnival of Money Pros Easter 2013 Edition

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