Carnival of Money Pros – Snow Edition

Winter Storm

Winter Storm “Q”

I guess we are naming winter storms now.  According to Weather.com our current storm is named after the The Broadway Express subway line in New York City.  I prefer to think that the name reflects the alien on the original Star Trek TV series that occasionally popped in and created havoc!

Please take a moment to vote in my new poll on the right side of this page.  You can vote for up to 3 choices.  I would greatly appreciate your opinion on this!

We are hosting the Carnival of Money Pros this week, so without further ado, check out these good reads. Continue reading

Carnival of Financial Planning

 

BUDGETING AND ECONOMICS

CF @ The Outlier Model writes Net Worth Update: January 2013 – Tracking your net worth is the best measure of financial success. It doesn’t tell you when you’ll be financially independent, but it is a great marker of overall financial health. Here’s where we stand at the beginning of 2013.

Deacon @ Well Kept Wallet writes Top 10 New Years Resolutions for 2013 – According to a study by the University of Scranton’s Journal of Clinical Psychology, 34% of people make New Year’s resolutions that are money related. In fact, this is a 4% increase from the previous year. Learning how to manage money well seems to be a trend and I hope to help people with that. However, money is not the only subject on people’s minds. Here is a list of the top 10 New Year’s Resolutions for 2013.

Bank Free Credit @ Bank Free Credit writes My Friend’s Bank of America Story – This is 2012. As of this date I have been doing business with Bank of America for 50 years. I opened my first savings account in 1962, when I was 14 years old. Today I am 63 years old. I have been married to my wife for 34 years, and I cannot remember the last problem I had with the Bank of America. Allow me to give you two wonderful stories about what this bank did for me.

Your Boss @ What Your Boss Really Thinks writes How Some Mormons Run Small Businesses in Utah – Story One My friend wants to quit her job. She barely started it a few weeks ago, and she already cannot stand it. It is not the job per se that drives her to the edge of insanity. It is the people. Or I should rather say, it is the business style of the company.

Lance @ Money Life and More writes Why Is My Paycheck Smaller? Understanding Your 2013 Paycheck – If you’ve received your first paycheck of 2013 you’ve likely realized that your 2013 paycheck is smaller than your 2012 paychecks were. It is a sad realization but there are a few reasons why your paycheck may have gotten smaller in 2013.

Robert @ My Multiple Incomes writes What Are The Pros and Cons Of Investing in Property Over Stocks And Shares? – As the market is starting to pick up, perhaps now is the time to think whether we should invest in property or in stocks and shares. But which is best?

Grayson @ Debt Roundup writes The Many Perks of Banking Online – Though online banking has become more common place, there are many that still do not use online banking. Here are the perks of using online banking!

Gary @ Gajizmo writes How Much Money Should I Save Each Month? – Once the bad habit of overspending is stopped and saving begins, the next question should be, how much do I save each month? The answer depends on your personal financial situation, but here are a few guidelines to fully fund your emergency savings, retirement, and think about short vs. long term needs.

Teacher Man @ My University Money writes How Much to Tip When You Are a Poor Student – The whole topic of how much to tip has been done to death in my opinion, but are “the rules” always the same for everyone?

Young @ Young And Thrifty writes Is a Costco Membership Worth It? – To figure out whether a Costco membership can really pull its weight, I am going to list the pros and cons of shopping at Costco.

harry campbell @ Your Personal Finance Pro writes Breathe New Life Into Your PC or MAC Computer – For the past 5 years, all of my personal computer use has been on a 2009 Macbook Pro that I got as a graduation gift. I didn’t have to worry too much about the cost at the time since it was a gift and I got a small student discount. But recently, I started to notice a huge performance decline, it was running slower and I couldn’t run multiple programs at once. This slowdown was bound to happen eventually but I knew I wasn’t ready to spend another $1,500 for a new laptop.

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Carnival of Financial Planning Edition #245

Carnival of Financial Planning 07-13-2012

Best Personal Financial Planning and Personal Investment Articles this Week from Personal Finance Blogs

Carnival of Financial Planning – Edition #245 – July 13, 2012

Welcome to the July 13, 2012 Edition #245 of the Carnival of Financial Planning.

The Carnival of Financial Planning takes a long-term view of personal financial planning for individuals and families. We focus on efficient and sustainable personal financial planning practices that can lead to lifetime financial security.

This edition is arranged by subject heading, so that you can browse efficiently.

Enjoy!

The Skilled Investor, Editor

Budgeting and Economics

Paul Vachon presents Manage Personal Cash Flow as if You are a Business posted at The Frugal Toad, saying, “Cash Management is vital to the success of a business because it allows the business to pay it’s bills while using cash efficiently to fund day to day operations. Consumers can benefit from managing their own cash in much the same ways a business does. ”

Corey presents The Beauty of an Online Business posted at Steadfast Finances, saying, “These days it seems like everyone is out to make money through small business. Everyone wants to come up with the next great idea to establish a money-making business. Despite the competition, it has become remarkably easier than ever before. The main reason it has become easier is for one reason – the internet. The internet has transformed small businesses. ”

Mich presents Why Electric Cars Don’t Make Financial Sense posted at BeatingTheIndex, saying, “We are years away from seeing EV technology capture high market share because it still doesn’t make financial sense to buy an electric car for 1 reason: ROI. ”

Bob presents How to open an HSA posted at ChristianPF, saying, “If you’d like to pay less in health insurance premiums while still accessing high quality health care, reduce your taxes, and save for future health needs, you may want to consider setting up an HSA, or health savings account. ”

Madison presents Can the Wallaby Credit Card Maximize All Cash Back Rewards? posted at My Dollar Plan, saying, ” There’s a new company in town, Wallaby, planning to deliver on something all credit card rewards junkies will love: one credit card that can maximize your credit card earning cash back! Will this work?? ”

Janet presents Expense budgets posted at Independent Financial Planner , saying, ” Many people do not track their living expenses and do not understand the magnitude of their consumption.”

SFB presents Youth Sports, $5 Billion, And Your Kid posted at Simple Finance Blog, saying, “The world of youth sports is a $5 billion a year industry – what can you do to cut costs and avoid some of the most expensive sports? ”

Jester presents Improving Your Marketability as a Small Business Owner posted at The Ultimate Juggle, saying, “Running a small business in an economy that is filled with large national corporations can be difficult. Small businesses have always had a difficult time competing with companies that have the resources of small countries. ”

Financial Planning

Marie at FamilyMoneyValues presents 7 Things You Can Do Now for your Future Heir posted at Family Money Values, saying, “If you neglect certain things in your estate planning, mis-communication, squabbling and lawsuits can result. Here are seven preventative measures to take now, before you die! ” Continue reading