I’m spending the month preparing for my 2014 Grandma Rie’s Money Camp session which will be held at the end of July this year. This year’s camp changed location to take advantage of a Federal Reserve tour, tours of my own banks as well as a great location for a busy garage sale to house their annual kid business.
The main theme is going to be all about saving. Why save, where to save (that is where the bank tours come in) and how to save. Part of the lessons will involve learning how to track their money, and introduction to the B word (budget). To demonstrate why people need to save and why folks need to plan and manage their money, we are going to try out a pretend play game I made up.
Today, I’m sharing that with you, in case you want to try it but also to see if you have any suggestions that I can incorporate to make it more interesting to my 7 and 10 year old grand-kids.
Lets get started. Continue reading
I’m a lucky parent. Both of our children (now adults) are healthy, independent, successful, happily married and responsible. I like to think that some of the things I did while raising them helped them reach that state. Today, I share with you my thoughts on 4 fundamental things parents should teach their children so that they grow into great adults. Continue reading
When the summer rolls around school is out and students need a way to bring in some money so they can have some summer fun. Finding a job is not as easy as it used to be in the old days. Therefore, today we are sharing surefire tips for students to find summer jobs. Continue reading
If you are involved in a family business, or maybe trying to encourage the next generation to start one, you may be looking for some guidance. A few years ago, I read the autobiography of Sam Walton (Sam Walton, Made in America – My Story). In it he laid out his 10 rules for running his business.
Walton, as you probably know, was the founder of Walmart. He developed a billion dollar fortune via his discount retailing endeavors. He started with a Ben Franklin franchise in Newport, Arkansas. He and his brother made it profitable but lost the lease on the space and had to start over. That is when he bought a store in Bentonville, Arkansas and started his first self service store.
By 1990, Walmart was the world’s largest retailer, with 1528 stores and doing a billion in profit every year. Sam and his family (he made them all partners in Walton Enterprises early on) were noted by Forbes as the richest in America from 1982 – 1988. As of September 2012, the combined heirs to the Walton fortune were worth over 107 billion dollars, a lot of it still in Walmart stock.
In his autobiography, Walton notes:
“These rules are not intended to be the Ten Commandments of Business. They are some rules that worked for me. But I always prided myself on breaking everybody else’s rules, and I always favored the mavericks who challenged my rules.”
Sam Walton’s 10 rules for building a business. Continue reading
Most of us want to be remembered after our death, after all, being memorialized is a form of never ending life. Many of us remember and honor those who came before us – our Fathers, Mothers, Aunts, Uncles and Grandparents and hope that our heirs will pass along at least part of our own story.
But what if you don’t have heirs? What if your heirs are worthless no good people? What if your heirs are selfish, unthinking, uncaring and you don’t believe they will accept or pass along the legacy you want to to leave?
How can you leave a legacy without heirs? Use your life to touch others and the world around you. Continue reading
Whinny woke to the sound of Valerie’s voice. Valerie was the police woman who was to be her rider. Today they started training.
“Good Morning Whinny! Today we start your lessons. ”
Valerie led Whinny out of her stall and started her lessons right away. Whinny learned that Valerie is the one who should be in control – Whinny had to do what Valerie wanted. She learned to let Valerie put all the tack on her. She learned to respond to voice commands in an arena. She learned to let Valerie swish a rope around all over her. She learned to back up, to stop to turn, to move her legs a certain way.
Every day for the next 3 weeks, Valerie worked with Whinny – teaching her what she needed to know and do, helping her learn. The ability to keep learning, according to Valerie, is one of the requirements to being a police horse.
During the 4th week, Valerie started riding Whinny. First she climbed on the fence with Whinny tied to the fence, so Whinny could get used to seeing Valerie above her head. Then she had a helper hold Whinny, while she put one foot in a stirrup, to help Whinny learn to feel the weight on the tack. Next she laid across Whinny’s back to get her used to the full weight of a person. Each step was gradual and Whinny handled each new part calmly. When Valerie finally sat in the saddle and walked Whinny across the ring, Whinny knew she was on the way to being a real police horse!
“OK,” said Valerie one day, “you are ready for the real training now.” Continue reading